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What are some of the main causes of fire?

Fires are mainly caused from dried leaves, faulty electrical wiring or equipment, unattended stoves and ovens, unattended candles, children playing

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What should I do if I am on fire?

STOP! Moving or running feeds air to the flames and worsens the fire. DROP to the floor—if you stand up,

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How do you put out fires without an extinguisher?

You can use sand or dirt to put out small fires. Never use water on an oil fire, because water

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What are the signs of an electrical fire?

Circuit breaker keeps tripping, persisting burnt smell with no identifiable source, several discolored or charred outlets and switches, or you

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Can I put out an electrical fire with water?

No! Water conducts electricity and can deliver a potentially deadly electric shock. If the fire is from an appliance and

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What types of fires are not extinguishable by water?

Electrical fires, fires involving cooling oils and fate or other flammable liquids (gasoline, kerosene, etc.) should NOT be put out

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Can I use water to put out a fire?

It depends on the specific nature of the fire. The BEST plan is to have at least 1 “ABC” fire

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What should I throw away after a fire?

There are many variables that determine what is saved and what is discarded after a fire. The clear focus is

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What is a policy limit?

The policy limit is the amount specified in the policy that equals the greatest sum that will be paid for

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Am I responsible for my deductible?

Contact your insurance broker or agent or the insurance company or the adjuster assigned to your claim. They are the

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Is my loss a covered claim?

Contact your insurance broker or agent. They will be able to explain the coverages of your specific policies.

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How long will the restoration process take?

This is a key question to every homeowner with a fire: “How Long…..?” There are many, many variable. Every situation

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